Uber has changed the way we travel. With just a tap on your phone, a ride is available at your fingertips, making transportation more convenient than ever. As convenient as Uber is, it’s not without its risks. Accidents can happen, and when they do, passengers may suffer injuries.

This article explores typical Uber accident injuries, who may be liable for damages, and the legal steps involved in pursuing compensation.

Frequent Injuries from Uber Rides

When riding in an Uber, many different types of injuries, especially during collisions or accidents. Some frequent injuries include:

Whiplash: This neck injury is common in rear-end collisions, causing pain and limited mobility. The symptoms may take time to surface.

Bone Injuries: Broken bones are common in severe crashes. Fractures may demand extended treatment and rehabilitation.

Head and Brain Injuries: From mild concussions to severe TBIs, head injuries can vary in severity. They can lead to lasting cognitive and health challenges.

Herniated Discs and Paralysis: Accidents can cause serious spinal issues, including disc herniation and paralysis. These types of injuries often need extensive medical intervention.

Soft Tissue Injuries: Muscle injuries, including sprains and tears, often occur. Though less visible, they can cause significant discomfort.

Deep Cuts and Wounds: Sharp debris from accidents may cause deep wounds. Lacerations can lead to stitches, scars, and even infection.

Determining Liability in Uber Injury Cases

Determining fault in Uber accident cases can be tricky. Multiple parties might share the blame for an accident. Liability could fall on the Uber driver, other motorists, or other third parties.

The Uber Driver: If the driver was negligent, distracted, or driving recklessly, they might be liable. This includes speeding, texting while driving, or breaking traffic laws.

A Different Driver: If another vehicle was at fault, their driver could be liable for the accident.

The Role of Uber: Although Uber classifies drivers as independent contractors, the company’s insurance might apply. For accidents during rides, Uber provides liability coverage of up to $1 million.

Other Third Parties: Sometimes, accidents result from external factors like road hazards or defective parts. Liability could extend beyond drivers, requiring investigation into other causes.

Uber’s Insurance Policy for Riders

Uber’s insurance coverage varies depending on the stage of the ride. Insurance differs if the driver is awaiting a request, driving to pick up someone, or in a ride.

Driver Offline: If the driver is not using the Uber app, their personal insurance applies.

Driver Available for Rides: During this phase, Uber’s coverage includes $50,000 for injury liability per person. Coverage includes up to $50,000 per individual for bodily injury and $25,000 for property damage.

Active Uber Ride: Once the driver is picking up sue uber for accident or transporting a passenger, Uber offers much higher coverage. The $1 million policy covers both liability and uninsured drivers, along with collision insurance.

Filing a Legal Claim After an Uber Accident

When serious injuries occur, filing a lawsuit might be necessary if insurance isn’t enough. Legal action may result in financial recovery for hospital bills, lost income, and more.